How estimates are built
Calculation functions are kept separate from the interface and tested with representative cases, boundaries, zero values, and invalid inputs. Currency is calculated at full precision and rounded only for display. Defaults are editable examples, not recommendations.
What a source means here
Primary government and public-agency sources support definitions, standard formulas, and decision factors. Some tools—especially home affordability, car affordability, investment growth, emergency funds, and rent versus buy—combine those concepts in a disclosed TrueCost planning model. A citation does not mean the publisher reviewed or endorses TrueCost.
Review and correction process
Each calculator shows its most recent substantive review date. A review checks formula behavior, explanatory copy, source links, and known model limitations. A date is changed only after that review is completed.
Found a problem? Send the calculator name, the inputs you used, and the result you expected. Do not include account numbers or other sensitive data.
Report a correctionCalculator source index
Mortgage Payment Calculator
- Investor Reporting Manual: Amortization exhibits — Fannie Mae
- Principal and interest versus total monthly payment — Consumer Financial Protection Bureau
- When can I remove private mortgage insurance (PMI)? — Consumer Financial Protection Bureau
Home Affordability Calculator
- What is a debt-to-income ratio? — Consumer Financial Protection Bureau
- Debt-to-Income Ratios — Fannie Mae
- Figure out how much you want to spend — Consumer Financial Protection Bureau
Car Payment Calculator
- Take Control of Your Auto Loan — Consumer Financial Protection Bureau
- Truth-in-Lending disclosure for an auto loan — Consumer Financial Protection Bureau
- Simple versus precomputed auto-loan interest — Consumer Financial Protection Bureau
Car Affordability Calculator
- How do I compare auto-loan offers? — Consumer Financial Protection Bureau
- Take Control of Your Auto Loan — Consumer Financial Protection Bureau
Compound Interest Calculator
- Compound Interest Calculator — Investor.gov, U.S. Securities and Exchange Commission
- Growing Money: Compound Interest — Federal Reserve Education
Investment Growth Calculator
- Introduction to Investing — Investor.gov, U.S. Securities and Exchange Commission
- How Fees and Expenses Affect Your Investment Portfolio — Investor.gov, U.S. Securities and Exchange Commission
Emergency Fund Calculator
- An essential guide to building an emergency fund — Consumer Financial Protection Bureau
- Saving for the Unexpected and Your Future — Federal Deposit Insurance Corporation
Salary to Hourly Calculator
- Occupational Employment and Wage Statistics: Calculation — U.S. Bureau of Labor Statistics
- Publication 15-T (2026) — Internal Revenue Service
Hourly to Salary Calculator
- Occupational Employment and Wage Statistics: Calculation — U.S. Bureau of Labor Statistics
- Fact Sheet #23: Overtime Pay Requirements of the FLSA — U.S. Department of Labor
- Publication 15-T (2026) — Internal Revenue Service
Rent vs. Buy Calculator
- Making the decision to rent or buy — Consumer Financial Protection Bureau
- Rent vs. Buy Calculator — Freddie Mac
- Figure out how much you want to spend — Consumer Financial Protection Bureau